White-label Infrastructure

Building cross-border
is expensive.

Licensing across jurisdictions, integrating bank partners one by one, managing compliance in every corridor, building card programs from scratch. Most companies spend 12-18 months and millions before processing a single payment.

Without Condor

License applications in each jurisdiction
Separate bank integrations per corridor
Build compliance, KYC/KYB, and monitoring
Manage FX, settlement, and reconciliation
12-18 months to first transaction

With Condor

One API covers 80+ markets
Direct bank access via our network
Compliance, KYC/KYB, and monitoring included
FX, settlement, and reconciliation handled
Weeks to first transaction

The network

Your users get direct access to our bank network and local clearing rails.

We settle through local clearing — not correspondent banking chains. That means lower cost, faster settlement, and higher success rates for every payment your product processes.

80+

Settlement destinations

Americas, Europe, Asia, Middle East, Africa

10+

Local clearing rails

PIX, SPEI, SEPA, FPS, UPI, CIPS, M-Pesa, ACH, FedNow, Visa Direct

Banking partners

J.P. Morgan, Standard Chartered, DBS, OCBC, Cross River, Lead Bank

What this means for your product

Lower cost per transaction

Local rails are cheaper than SWIFT. Your users pay less, your margins improve.

Faster settlement

Instant via PIX, same-day via SPEI, near-instant via FPS and UPI. Not T+3.

Higher success rates

Direct bank access means fewer intermediaries, fewer failures, fewer manual interventions.

More corridors without more integrations

Add a new country to your product without a new bank integration. We already have it.

Capabilities

What your users can do

Every capability below runs on Condor's infrastructure and is available via API or white-label. Your users see your brand.

Send payments to 80+ countries

Bank-to-bank via local rails or push-to-card via Visa Direct. Your users pick the destination, Condor finds the fastest route.

Receive payments from buyers globally

Virtual accounts in USD, EUR, GBP, BRL, MXN. Your users share account details, funds arrive via local clearing.

Convert currencies at institutional rates

Fiat-to-fiat, fiat-to-stablecoin, stablecoin-to-stablecoin. Rate quoted and locked before your user commits.

Issue Visa cards

Branded physical and virtual cards backed by fiat or stablecoin balances. Spend anywhere Visa is accepted.

Disburse to 4B+ Visa debit cards

Push-to-card via Visa Direct. No bank details needed from the recipient. Instant delivery in most corridors.

On/off ramp stablecoins

USDC, USDT, PYUSD, RLUSD across 19 chains. Your users move between fiat and stablecoins programmatically.

Hold multi-currency balances

Named accounts per end user. Fiat and stablecoin balances in one place. Deploy when needed.

Onboard with hosted compliance

Embeddable KYC/KYB flows covering 87+ countries. KYC in minutes, KYB in hours. Ongoing monitoring included.

Automate settlement logic

Configurable fee splitting, multi-party routing, and automated settlement rules. Your business model, our execution.

Two ways to integrate

White-label

Your clients never see Condor. Payments, cards, accounts, and compliance run entirely under your brand.

Custom onboarding and account structure
Your UX, your flows, your brand
Condor handles settlement, compliance, and banking
Co-branded or fully white-label

API access

Direct integration into your existing product. Build exactly what your users need.

REST API with webhooks for every event
Sandbox from day one, production after onboarding
Endpoints: payments, cards, wallets, KYC, FX, settlement
19 chains, 10+ stablecoins, 80+ fiat corridors

Ship in weeks, not quarters.

One integration covers payments, card issuance, conversion, accounts, and compliance. Sandbox available immediately. Production access after onboarding.

Endpoints

Payments, conversions, wallets, cards, KYC/KYB, webhooks, reporting.

Chains

Ethereum, Solana, Polygon, Base, Tron, Arbitrum, and 13 more.

Stablecoins

USDC, USDT, PYUSD, RLUSD, USDG. Mint, redeem, and swap.

create-payment.sh

# Create a cross-border payment
curl -X POST /v1/payments \
  -d '{
    "amount": 50000,
    "currency": "USD",
    "destination": "BR",
    "rail": "PIX"
  }'

// Settlement: instant via PIX

Compliance is on us.

When you integrate, your product inherits our compliance coverage for cross-border. Your team does not need to build a compliance function from scratch.

Licensed jurisdictions

Argentina (PSAV/UIF), Canada (FINTRAC MSB), Poland (VASP), UK.

Hosted KYC/KYB

Embeddable flows covering 87+ countries. KYC in minutes, KYB in hours.

Ongoing monitoring

Sanctions screening, transaction monitoring, and regulatory reporting.

Your responsibility

Product-level compliance (your local license, if required). Condor handles cross-border.

Built for

Banks

Add cross-border and digital-asset capabilities without building new infrastructure.

Fintechs

Launch international payments in weeks. Focus on your product, not bank integrations.

Neobanks

Offer multi-currency accounts, card issuance, and cross-border to your users from day one.

PSPs

Enable merchant cross-border settlement across 80+ markets. One integration.

Crypto platforms

Fiat on/off ramps across 19 chains. Programmatic conversion via API.

Remittance platforms

Direct access to local clearing rails in every major corridor. Lower cost, faster delivery.

Insights

Related insights

Infrastructure

Adding Cross-Border Payments to Your Fintech Product

Build vs. buy for cross-border capabilities: licensing requirements, banking relationships, compliance overhead, and what API integration actually involves.

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